Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card
Annual fee: $0 introductory annual fee for the first year, then $150 — Terms Apply. See rates and fees.
Current welcome offer
Earn 70,000 Bonus Miles after you spend $3,000 in purchases with your new Card, and an additional 20,000 bonus miles after you make an additional $2,000 in purchases on the Card, both within your first 6 months. Ends 07/15/2026.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
My Take
The Delta SkyMiles® Gold American Express Card just got a meaningful upgrade — and it was already one of my favorite entry points into the Delta card lineup.
The $0 intro annual fee in year one makes it easy to try without a lot of risk, and the benefits are genuinely practical for families who fly Delta even a few times a year. Let's start with the bags: you now get your first bag free on Delta flights worldwide AND a second bag free on domestic flights. On a round-trip family trip, that's real money back in your pocket before you even board.
The $120 Rideshare Credit is a welcome addition — $10 back per month after your first Card renewal when you use the card for U.S. rideshare purchases with select providers. Enrollment required. If you're already using rideshare regularly, that credit alone gets you most of the way to covering the $150 annual fee after year one.
Add in the $100 Delta Stays credit for prepaid hotel bookings through Delta Stays on delta.com, the 15% discount when redeeming miles for award travel on Delta flights, and the $200 Delta Flight Credit after $10,000 in purchases, and this card stacks up a lot of practical value without asking you to fly constantly to earn it.
My recommendation: if you fly Delta a few times a year, the Gold is where I'd start. The intro annual fee makes year one a no-brainer, and between the bags and the rideshare credit, year two tends to take care of itself too.
How to Earn Rewards
Benefits
- Check your first bag for free on Delta flights worldwide and get a second bag free when flying domestically
- Zone 5 priority boarding on Delta flights
- Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after your first Card renewal when you use your Card for U.S. rideshare purchases with select providers. Enrollment required.
- $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Send & Split® — send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enrollment required.
- No foreign transaction fees. See rates and fees.
- Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
- Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Is This Card Right For You?
✓ Best for
Casual Delta flyers who check bags regularly
Families who fly Delta a few times a year
Anyone who regularly uses rideshare and wants credits to offset the annual fee
Those looking for a no-annual-fee first year to test a Delta card
✗ Not ideal for
Frequent Delta flyers who would benefit from the Platinum's companion certificate
Those seeking lounge access
Anyone who rarely flies Delta
Is This Card Worth It For You?
Enter how much of each benefit you'll realistically use to see your personal value.
Offer History
The Delta SkyMiles® Gold American Express Card is currently running an elevated limited-time offer of up to 90,000 bonus miles — 70,000 after $3,000 in purchases and an additional 20,000 after another $2,000 in purchases, both within the first 6 months. This offer ends 07/15/2026.
The standard offer on this card has been as high as 80,000 miles. Elevated LTO periods like this one are the best time to apply. Welcome offers vary and you may not be eligible for an offer.
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

