Chase Air Canada Aeroplan® Credit Card
Chase Air Canada Aeroplan® Credit Card
Annual fee: $195
Current welcome offer
Earn up to 115,000 bonus points: 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open, plus 40,000 bonus points after you spend $20,000 in the first 12 months.
My Take
This card just went through a real refresh, not just a bonus bump — the annual fee jumped from $95 to $195, but Chase backed that up with benefits that can offset a good chunk of it. The automatic Aeroplan 25K Status is the headline change: no more spending $15,000 a year to keep it, you just get it. That alone is worth something if you fly Air Canada or other Star Alliance carriers with any regularity, since it unlocks priority check-in, zone 2 boarding, and extra checked bags from day one.
The new $100 in annual Air Canada credits effectively brings the real cost back down near the old $95 fee if you actually spend on Air Canada purchases, and the 15% discount on award redemptions is a nice add for anyone who books Aeroplan awards regularly. Where this card gets less exciting is if you were using it mainly for everyday dining and grocery spend — that rate is dropping from 3x to 2x starting in 2027, so this isn't the card for someone chasing a strong everyday earner. It's built specifically for people who care about Air Canada and Star Alliance travel, not as a general-purpose points card.
Benefits
- Automatic Aeroplan 25K Status with no spend requirement, including eUpgrade credits, priority check-in, priority boarding (Zone 2), and additional baggage allowance
- Path to Aeroplan 35K Status after $75,000 in spend in a calendar year, adding priority security clearance
- Up to $100 in annual Air Canada statement credits, delivered as two $50 credits semi-annually
- Save 15% on eligible Air Canada flight redemptions as a cardmember
- Free first checked bag for you and up to 8 travel companions on the same reservation flying Air Canada
- Redeem Aeroplan points for 3 consecutive hotel nights in one booking and get the 4th night free
- Starting January 2027: 4th day free at 11,000+ participating car rental locations worldwide when booking a 4-day rental with Aeroplan points in one reservation
- Global Entry, TSA PreCheck, or NEXUS application fee statement credit, up to $120 every 4 years
- Trip Cancellation and Interruption Insurance, up to $1,500 per traveler and $6,000 per trip
- Baggage Delay Insurance, up to $100 a day for 3 days when bags are delayed over 6 hours
- Auto Rental Collision Damage Waiver
- No foreign transaction fees
Is This Card Right For You?
✓ Best for
Travelers who fly Air Canada or other Star Alliance carriers and want automatic elite-style perks
Families traveling together who'll use the free checked bags for multiple companions
Frequent Air Canada bookers who'll benefit from the 15% award redemption discount
Anyone who values priority boarding and baggage allowance over a large everyday earning rate
✗ Not ideal for
Travelers who rarely fly Air Canada or other Star Alliance airlines
Those who want a stronger everyday earning rate on dining and groceries outside the card's bonus categories
Anyone unwilling to pay the recently increased $195 annual fee for a card they'll use occasionally
Is This Card Worth It For You?
Enter how much of each benefit you'll realistically use to see your personal value.
Offer History
The Chase Air Canada Aeroplan Card underwent a major refresh in September 2026 — a new card name, a higher annual fee, automatic elite status, and updated earning rates all landed at once, alongside a notably strong welcome offer that's been reported as the best this card has seen to date. Because a refresh like this doesn't happen often, but welcome offer amounts still shift within the current structure over time, check the Welcome Offer field above for exactly what's being offered right now.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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