Best for Beginners
Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Annual fee: $95

Welcome offer

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Key perks

  • 2x miles on all purchases — no categories to track
  • 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel
  • Purchase Eraser — use miles to offset any travel purchase including Airbnb and Vrbo
  • Up to $120 Global Entry or TSA PreCheck credit
  • $50 experience credit at Lifestyle Collection hotels
  • No foreign transaction fees
  • Transfers to 15+ airline and hotel partners
  • Travel accident insurance
  • Rental car insurance
  • Extended warranty
Read my full review →
Best for Business Travelers & Lounge Lovers
Capital One Venture X Business

Capital One Venture X Business

Annual fee: $395

Welcome offer

Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening

Key perks

  • $300 annual travel credit for bookings through Capital One Travel
  • 10,000 anniversary bonus miles worth $100 toward travel every year
  • 2x miles on all business purchases — no categories to track
  • 5x miles on hotels and rental cars booked through Capital One Travel
  • 10x miles on hotels and rental cars booked through Capital One Travel
  • Access to Capital One Lounges
  • Access to 1,300+ Priority Pass lounges with 2 complimentary guests per visit
  • Global Entry or TSA PreCheck credit up to $120
  • No preset spending limit — flexible spending that adapts to your usage
  • No foreign transaction fees
  • Transfers to 15+ airline and hotel partners
Read my full review →
Best for Everyday Spend
Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

Annual fee: $395

Welcome offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Key perks

  • Earn 75,000 miles after $4,000 spend in first 3 months — worth $750 in travel
  • $300 annual travel credit for bookings through Capital One Travel
  • 10,000 anniversary bonus miles worth $100 toward travel every year
  • Access to 1,300+ airport lounges including Capital One Lounges and Priority Pass
  • 10x miles on hotels and rental cars booked through Capital One Travel
  • 5x miles on flights and vacation rentals booked through Capital One Travel
  • 2x miles on all other purchases
  • Up to $120 Global Entry or TSA PreCheck credit
  • Premier Collection hotel benefits including $50 experience credit and room upgrades
  • No foreign transaction fees
  • Transfers to 15+ airline and hotel partners
Read my full review →

Advertiser Disclosure

Vacation Pointers is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.