Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express Card
Annual fee: 350 — Terms Apply. See rates and fees.
Current welcome offer
As High As 90K Miles + $300 Statement Credit. Find Out Your Offer. You may be eligible for as high as 90,000 Bonus Miles and a $300 Statement Credit after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Apply to find out your offer. Terms Apply. Offer ends 11/04/2026.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
My Take
The Delta SkyMiles® Platinum American Express Card sits right in the middle of the Delta personal credit card lineup, and I think that's exactly where it earns its keep. You get a real Companion Certificate every year after renewal, which alone can offset a big chunk of the annual fee if you travel with a partner even once. Add MQD Headstart, which hands you $2,500 toward Medallion status the moment you're approved, and this card does real work toward status without asking you to fly constantly.
The credits stack up fast too. Between the Rideshare Credit, the Resy Credit, and the Delta Stays Credit, you're looking at meaningful annual value if those categories already show up in your spending, on top of free checked bags on every Delta flight.
One thing worth knowing: this card doesn't include Delta Sky Club or Centurion Lounge access. If lounge access matters to your family's travel, that's what separates the Platinum from the Reserve, and it's worth stepping up for if you fly often enough to use it. Also worth flagging: like other personal Amex cards, this one counts toward Chase's 5/24 rule, so keep that in mind if you're also building a Chase card stack.
How to Earn Rewards
Benefits
- Companion Certificate on a Delta Main round-trip flight each year after renewal
- MQD Headstart: $2,500 Medallion Qualification Dollars each Medallion Qualification Year
- MQD Boost: $1 Medallion Qualification Dollar for every $20 spent
- $120 Rideshare Credit ($10/month after your first Card renewal)
- $120 Resy Credit ($10/month at qualifying U.S. Resy restaurants)
- First checked bag free worldwide, second bag free on domestic flights
- Zone 5 Priority Boarding
- 15% off Award Travel booked on delta.com or the Fly Delta app
- $150 Delta Stays Credit for prepaid hotels/vacation rentals booked through Delta Stays
- Global Entry ($120) or TSA PreCheck (up to $85) statement credit every 4 years
- Complimentary Upgrade List priority (behind Medallion Members and Reserve Card Members)
- Hertz Five Star Status
- 20% back on Delta in-flight purchases
- No foreign transaction fees. See rates and fees.
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Is This Card Right For You?
✓ Best for
Frequent Delta flyers who want a Companion Certificate and a head start on Medallion status
Families who check bags and want that cost built into the card
Anyone who'll consistently use the Rideshare, Resy, and Delta Stays credits
Travelers who don't need lounge access but want solid travel perks
✗ Not ideal for
Anyone who wants Delta Sky Club or Centurion Lounge access — that's the Reserve card
Occasional Delta flyers who won't use the annual credits or Companion Certificate
Those protecting their Chase 5/24 status, since this personal Amex card counts toward it
Is This Card Worth It For You?
Enter how much of each benefit you'll realistically use to see your personal value.
Offer History
The Delta Platinum's welcome offer moves around over time, and it's included both flat mileage bonuses and, more recently, bonuses paired with a statement credit. Offers change often, so check the current Welcome Offer above for exact terms before applying.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Vacation Pointers is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
