Delta SkyMiles® Reserve American Express Card
Delta SkyMiles® Reserve American Express Card
Annual fee: 650 — Terms Apply. See rates and fees.
Current welcome offer
Earn 2 Delta Comfort Flight Certificates + 50K Miles. Earn two domestic Delta Comfort Flight Certificates + 50,000 Bonus Miles after you spend $10,000 in purchases on your new Card in your first 6 months. A 21+ day advance purchase is required. Taxes and fees up to $80 per person apply. Terms and other restrictions apply. Offer ends 11/04/2026.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
My Take
The Delta SkyMiles® Reserve American Express Card is the card I point families to once lounge access actually matters to how they travel. Between 15 Delta Sky Club visits a year and complimentary Centurion Lounge access when you fly Delta, this is the Delta Amex where the $650 fee buys real, tangible comfort at the airport, not just points.
The Companion Certificate here is stronger than the Delta SkyMiles® Platinum American Express Card's too, valid on Delta First or Comfort+ as well as Main cabin, which makes it easy to bring a partner along on a nicer seat without doubling the cost. Combine that with the $240 Resy Credit, the $120 Rideshare Credit, and the $200 Delta Stays Credit, and the ongoing value adds up quickly if you're already spending in those categories.
This card also comes with real trip protection built in, including trip cancellation and interruption insurance, which is worth knowing about if you're booking bigger family trips on the card. Like the other personal Delta Amex cards, it does count toward Chase's 5/24 rule, so factor that in if you're also building a Chase stack.
How to Earn Rewards
Benefits
- 15 Delta Sky Club visits each Medallion Year when flying Delta, with Unlimited Delta Sky Club Access after $75,000 in annual card spend
- Complimentary access to The Centurion Lounge and Escape Lounges when you book your Delta flight with your Delta SkyMiles Reserve Card
- MQD Headstart: $2,500 Medallion Qualification Dollars each Medallion Qualification Year
- MQD Boost: $1 Medallion Qualification Dollar for every $10 spent
- Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal, subject to government-imposed taxes and fees of $22–$250; not valid on Delta Basic fares
- $240 Resy Credit ($20/month at qualifying U.S. Resy restaurants)
- Global Dining Access by Resy for exclusive reservations and Priority Notify
- $120 Rideshare Credit ($10/month, enrollment required)
- $200 Delta Stays Credit for prepaid hotels/vacation rentals booked through Delta Stays
- Hertz President's Circle Status
- First checked bag free worldwide, second bag free on domestic flights
- Zone 5 Priority Boarding
- Global Entry ($120) or TSA PreCheck (up to $85) statement credit every 4 years
- 15% off Award Travel booked with miles on delta.com or the Fly Delta app (excludes partner-operated flights and taxes/fees)
- Upgrade priority over other cardholders at the same Medallion tier, product, and fare purchased, plus Million Miler milestone recognition
- Trip Cancellation and Interruption Insurance
- No foreign transaction fees. See rates and fees.
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
Is This Card Right For You?
✓ Best for
Frequent Delta flyers who want Sky Club and Centurion Lounge access
Families who want a stronger Companion Certificate on premium cabins
Anyone who'll consistently use the Resy, Rideshare, and Delta Stays credits
Travelers who value built-in trip cancellation and interruption coverage
✗ Not ideal for
Occasional Delta flyers who won't use lounge access enough to justify the fee
Those who'd rather have a lower annual fee and skip the lounge perks (the Platinum is the better fit)
Anyone protecting their Chase 5/24 status, since this personal Amex card counts toward it
Is This Card Worth It For You?
Enter how much of each benefit you'll realistically use to see your personal value.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Vacation Pointers is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Also, this page may contain affiliate links. That means if you click and buy, I may receive a small commission (at zero cost to you). Please see my full disclosure policy for details.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
