Marriott Bonvoy Brilliant® American Express® Card

Premium Marriott Travelers

Marriott Bonvoy Brilliant® American Express® Card

Annual fee: $650 — Terms Apply. See rates and fees.

Current welcome offer

Earn 150,000 Marriott Bonvoy® bonus points plus a $250 statement credit after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Offer ends 09/30/2026.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

My Take

The Marriott Bonvoy Brilliant® American Express® Card is the premium option in the Marriott Amex lineup, and at $650 a year it needs to earn its keep. For the right traveler — one who stays at Marriott properties regularly, eats at restaurants often, and travels through airports enough to use lounge access — it does.

Start with the annual Free Night Award. Unlike the Bevy’s spend-threshold certificate, the Brilliant gives you a free night automatically every year after your card renewal — no spending requirement, no conditions. The award is valid at properties up to 85,000 points per night, and you can add up to 25,000 of your own points on top to reach properties valued at up to 110,000 points. That means a Ritz-Carlton or St. Regis redemption is within reach for the right destination. Used well, this certificate alone can be worth $400–$600 or more — nearly offsetting the entire annual fee in a single stay.

Then there is the $300 annual dining statement credit, issued as $25 per month for eligible restaurant purchases worldwide. This credit is one of the most straightforward in the premium card space — use your card at any restaurant and the credit applies automatically. That brings the effective annual fee down to $350 before you even factor in the free night.

The complimentary Marriott Bonvoy® Platinum Elite status is where the card really separates itself from mid-tier alternatives. Platinum Elite is the level most Marriott loyalists aspire to — it unlocks lounge access at properties that have lounges, complimentary breakfast at select brands, room upgrades, and a 50% bonus on eligible hotel purchases. Getting Platinum Elite status handed to you without earning 50 qualifying nights is a significant benefit.

Add Priority Pass™ for unlimited airport lounge visits, the Global Entry or TSA PreCheck® credit, and up to $100 in property credits at The Ritz-Carlton® and St. Regis® properties, and the value stacks up quickly for frequent travelers.

One important note: the 5th night free benefit applies when booking award stays with Marriott Bonvoy points. When you book 5 or more consecutive nights using points, the 5th night is free. Combined with a strategic use of your annual Free Night Award and our guide to Marriott 50k certificates, this card can fund some genuinely extraordinary stays for a fraction of the retail price.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

How to Earn Rewards

6xon eligible purchases at hotels participating in Marriott Bonvoy®
3xat restaurants worldwide and on flights booked directly with airlines
2xon all other eligible purchases
21xon eligible purchases at hotels participating in Marriott Bonvoy® — the maximum combined rate (6X card earn + up to 10X Marriott Bonvoy membership + up to 5X Platinum Elite's 50% Bonus Points on Stays)

Benefits

  • Complimentary Platinum Elite status
  • Annual Free Night Award (up to 85,000 points) at card renewal
  • Up to $300 annual dining statement credit ($25/month)
  • Priority Pass™ — unlimited visits to over 1,300 airport lounges worldwide
  • Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Marriott Bonvoy Brilliant® American Express® Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Up to $100 property credit at Ritz-Carlton or St. Regis
  • 25 Elite Night Credits per year
  • Brilliant Earned Choice Award after $60,000 in eligible purchases each calendar year — see choice-benefit.marriott.com/brilliant for award options
  • Trip cancellation and interruption coverage when you book a round-trip entirely with your card
  • Apply with confidence — checking if you're approved won't impact your credit score
  • No foreign transaction fees. See rates and fees.

Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Is This Card Right For You?

✓ Best for

Frequent Marriott guests who want complimentary Platinum Elite status

Travelers who want an annual free night at premium Marriott properties including Ritz-Carlton and St. Regis

Points collectors maximizing the 5th night free benefit on award stays

Airport lounge lovers who want unlimited Priority Pass™ access

✗ Not ideal for

Travelers who stay at Marriott properties infrequently

Those who won't use the $25 monthly dining credit consistently

Cardholders who prefer flexible points currencies over hotel-specific rewards

Anyone unwilling to pay a $650 annual fee before offsetting with benefits

Is This Card Worth It For You?

Enter how much of each benefit you’ll realistically use to see your personal value.

Total annual value$0
Annual fee-$650
Your net value-$650

Offer History

The Marriott Bonvoy Brilliant’s welcome offer moves around over time. We’ve seen it structured as a tiered offer — 100,000 points after an initial spend threshold, plus another 50,000 after additional spend, for up to 150,000 points total — as well as elevated offers that pair a flat points bonus with a statement credit. Historically, offers on this card have ranged as high as 185,000–200,000 points during promotional periods. Offers change often, so check the current Welcome Offer above for exact terms before applying.

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Vacation Pointers is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Also, this page may contain affiliate links. That means if you click and buy, I may receive a small commission (at zero cost to you). Please see my full disclosure policy for details.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Advertiser Disclosure

Vacation Pointers is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com and Bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.