United℠ Business Card

This is a solid pick if United is a regular part of your travel, especially since the free employee cards make it easy to pool miles across a whole team without extra fees. The 8X earning on United flights is strong, and the 2,000 PQP toward Premier status is a nice shortcut if you're trying to climb the elite ladder through spend rather than flying alone.

Where this card really stands out is the partner credits — between Instacart, rideshare, hotels, car rental, and JSX, there's over $600 in potential annual value if you actually use them, though that's a big "if." A business that doesn't naturally spend in those categories will find a lot of that value going unused. The free checked bag and Group 2 boarding are nice everyday perks for anyone flying United with a companion, but this card makes the most sense for businesses that fly United often enough to make the $150 fee an easy call, not as a card to hold just for the welcome bonus.

This card's welcome bonus fluctuates fairly widely — historically it's ranged from around 75,000 miles up to 100,000+ miles, sometimes with an added bonus for adding an authorized user pushing the total past 110,000, always paired with 2,000 PQP toward Premier status. Chase runs limited-time elevated versions periodically, so it's worth comparing whatever offer you see against this range before applying, and watching for extra bonuses tied to authorized users or secondary spend tiers that can push the total higher than the headline number suggests.