United Club℠ Card
United Club℠ Card
Annual fee: $695
Current welcome offer
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open, plus 10,000 bonus miles when you add an authorized user in the first 3 months (up to 100,000 bonus miles total)
How to Earn Rewards
Benefits
- Unlimited United Club access for you and a guest — a $750+ annual value
- Earn 11X total miles on eligible United flights
- Earn 5X miles on all other eligible United purchases
- Earn 2X miles on dining and all other travel
- Earn 1X mile on all other purchases
- Free first and second checked bags for the Cardmember and one companion
- Premier Access travel services for priority check-in, security, boarding, and baggage
- Up to 20,000 miles in annual award flight discounts
- Up to $120 Global Entry/TSA PreCheck/NEXUS credit
- No foreign transaction fees
Is This Card Right For You?
✓ Best for
United loyalists who fly often enough to make unlimited Club access worth the $695 fee on its own
Families who want free first and second checked bags for two travelers
Travelers who'll use Premier Access services and the stacked partner credits
Anyone working toward Premier status who wants strong everyday earning alongside it
✗ Not ideal for
Occasional United flyers who won't use Club access enough to offset the fee
Those who want a simpler card without a long list of credits to track and redeem
Travelers who primarily fly other airlines or rarely connect through United Club airports
Is This Card Worth It For You?
Enter how much of each benefit you'll realistically use to see your personal value.
Offer History
This card's welcome bonus has generally run in the 75,000-100,000+ mile range, frequently structured as a base amount plus an authorized-user add-on, similar to the current offer. Given this card's high annual fee, Chase tends to keep the bonus competitive, so it's worth checking whether an elevated version or an authorized-user bonus is attached before applying.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Vacation Pointers is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com, Bankrate.com, and nextcard.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Also, this page may contain affiliate links. That means if you click and buy, I may receive a small commission (at zero cost to you). Please see my full disclosure policy for details.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
