11 Habits of People Who Save Money on Everything


How to Save Money on Just About Everything

Some call it being cheap. I call it financial genius. 

As long as I can remember my family and friends have made fun of me for being a penny pincher. Leave it to me to pull out a coupon for the most obscure things almost anywhere. 

But I’m not ashamed. I find joy in saving a dollar and I like to think when I find a deal that’s God speaking to me in my love language. 

But I didn’t just stumble across my frugal ways. I’ve closely studied the habits of people who always seem to score the best deals. And I’ve compiled a list of 11 of their habits that you can easily mimic yourself. 

Habits of People who Save Money on Everything

This post may contain affiliate links. That means if you click and buy, I may receive a small commission (at zero cost to you). Please see my full disclosure policy for details.

1. They buy before they need it

One of the first rules in spending less is buying things you know you’ll need when they’re on sale. Sure, you might not need it right now, but there are things you know you will ALWAYS need. Like a favorite snack, or toilet paper, or toothpaste. When you see these things on clearance, it would be foolish to leave it behind. Wait until you are desperate and I can guarantee you’ll pay full price.

2. They shop regularly and keep an eye on clearance

Great deals don’t just come to you, you need to go out and find them. And the way you do that is by checking out sales and clearance deals every time you’re at the store. 

Running into Target for shampoo? Take a stroll by the end caps to see what’s on sale. Heck, you might even find that shampoo you were looking for on clearance. Or a really fun pillow :).

Target clearance deals that help you save money

3. They follow the right people on social media

You do not need to be an expert in this area because there are people out there who have made this their full time job and they are sharing their finds with the rest of the deal loving world. Here are just a few of my favorite accounts. You can tell them ThatMinivanLife.com sent you ;). 

*AubreySwanBlog– Aubrey, a mom with a passion for a bargain, who regularly reports clearance deals from places like Target, Kirklands, Pier 1 and several others.

*TheKrazyCouponLady – Joannie and Heather are my idols. These ladies taught me all I know about using coupons. But they also share all kinds of deals that don’t require coupons at all. 

*All Things Target – another deal sharing mom who I like to check in with for the amazing 90% off deals after holidays. Group members post pictures on her Facebook page of things they find on clearance which makes the hunt even easier. 

She also posts great deals she’s found on Amazon each week.

screenshot of ClearanceHunter Instagram
Screenshot of TheKrazyCouponLady Facebook page
Screenshot of All Things Target facebook page

4. They shop after every major holiday

The best deals I score are the ones I find as part of after holiday clearance. Target is my favorite place to hunt for these deals. 

And the things I find are not necessarily holiday related. A lot of it is generic home decor that happens to be a part of that seasons line of inventory. These are just a few of the items I’ve found for 90%. 

Tray from Target bought on clearance
Table from Target bought on clearance
Cake plate from Target bought on clearance

I have made a game out of decorating my home with these deeply discounted items. If you happen to make a comment about something in my house I’m almost definitely going to tell you where I bought it and how much I paid for it. #sorrynotsorry 

The accounts I mentioned in tip #3 are an amazing resource for this.

5. They aren’t committed to specific brands

We all love a loyal friend, but loyalty to products and brands is not super helpful when it comes to getting a good deal. Sales rotate and it won’t always be your favorite that’s on sale. But if you’re flexible you can buy the brand that IS on sale or on clearance and save big.

6. They shop garage sales

This is where you will find me on a summer Saturday morning. People are often just looking to get rid of things fast, so you can score some amazing deals on just about anything you can think of. 

Things I look for regularly are: lightly used name brand clothing, brand new toys I can wrap up for Christmas, sports equipment for my kids, tools, small home decor items for styling bookshelves, etc.. 

Every Saturday is a treasure hunt. You never know what you’ll find!

Discounted prices on home decor at a garage sale

7. They search Craigslist or Facebook Marketplace before buying new

If my husband and I are in the market for a big-ticket item like a specific piece of furniture, an appliance, or something we will only use for a short amount of time, we always check yard sale sites first. The internet makes it so easy to search specifically for an item you need without driving from yard sale to yard sale hoping to find it. 

Plus, I’ve found that you can almost always negotiate a lower price than what people are asking online.

8. They sign-up for all the loyalty programs

If you’re going to shop at certain stores or eat at certain restaurants, you might as well earn some kind of loyalty points or rewards while you’re at it. 

I regularly earn free drinks at Starbucks, free food at Chick-fil-a, or free popcorn at the movie theatre, just by scanning my phone at each visit. 

Plus, most programs will give you a free gift on your birthday and a freebie just for signing up. It costs you nothing and takes very little effort on your part.

9. They have the right apps on their phones

I don’t have to tell you that that expensive iphone you carry around is useful for more than just phone calls and emails. Download these apps to save big.

Ibotta – Buy certain items and scan your receipts for instant rebates credited to your account. Or shop online through the Ibotta portal and earn cash back on online purchases as well. Once you reach $20 you can cash out via Paypal, Venmo, or gift card. (If you use my code “cylrhg” I’ll get a small bonus for referring you!)

Ibotta rebate app screenshot

Retail Me Not – Before checking out in store or online, do a quick search to find any available coupons or promo codes that could potentially save you a few bucks! 

Retail Me Not coupon app screenshot

Target/Cartwheel – The Target app regularly has money saving coupons and percentage off deals. You can even scan the items you are about to purchase to see if there is a cartwheel deal available. Then just scan your unique barcode at checkout to receive the discount. 

Cartwheel Target coupon app screenshot

Fetch Rewards – This is one of the easiest and most straight forward apps out there right now. No need to select items before you buy. Just take a picture of your receipt from any grocery store, pharmacy, or convenience store. Earn points just for scanning and bonus points for purchases of select brands. 

(If you use my referral code U6NTW you’ll get 2000 points when you scan your first receipt!)

Fetch rebate app screenshot

10. They aren’t ashamed of using a coupon

Some people might find it embarrassing to present a coupon when it’s time to pay, as if that means they don’t have enough money to pay full price. But it’s just the opposite! Because you saved those few dollars, you now have more spending potential than the sucker in front of you who paid full price! There is no shame in keeping that money in your pocket.

11. They wait until the thing they need is on sale

When it comes to saving a buck, patience is a virtue. We live in a “I have to have it now” culture where it’s easy to justify buying things we don’t have the money for. But if you can just have a little bit of patience, the item you want will almost definitely go on sale. 

These are the habits I have adopted in order to make my money go farther. Have any other tips you want to recommend? Leave them in the comments so that we can all benefit from them!

Other Money Saving Posts

Did you come here from Pinterest? Here are the other posts that Pinterest users love!

10 Habits of People Who are Never in Debt

10 Ways to Boost Your Savings Account

How to Travel for Next to Nothing

Pin this for later!

Habits of People who Save Money on Everything
Habits of People who Save Money on Everything

11 Habits of People Who Save Money on Everything


Leave a Reply

Your email address will not be published. Required fields are marked *

Join the Ride!

Welcome Friends!

Kimberly Shearer Vacation Pointers blog writer

Hi! My name is Kim. I’m the mom of 3 boys, the wife to 1 husband, and the driver of a 2013 Toyota Sienna. I love Jesus and my family, I have an obsession with getting a good deal, and if I had it my way I’d spend every weekend at Disney World trying a new food shaped like a Disney character…

Recent Posts

Join our Daily Deal Facebook Group!

Amazon Disclosure

Vacation Pointers is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com

This site is not authorized or endorsed by, or in any way officially connected with, The Walt Disney Company, Disney Enterprises, Inc. or any of their affiliates. All trademarks, service marks, and trade names are proprietary to Disney Enterprises, Inc. and its subsidiary, affiliated and related companies, as the case may be. For official Disney information, visit Disney.com.

Sign up for our Newsletter

Want to be notified when we post new content? Subscribe for more great tips and articles sent straight to your inbox!